Career Opportunities

Controller

Status: Exempt, Full-time

Pay Rate: Commensurate with experience.

Reports to: Chief Financial Officer

Locations: Encinitas, CA; Riverside, CA; Nashville, TN

Overview:

The Controller position is responsible for the accounting operations of the Bancorp and Bank, including:

• Ownership of an appropriate system of accounting records.
• Production of periodic financial reports compliant with generally accepted accounting principles (GAAP).
• Performance of controls designed to mitigate risk.
• Compliance with state and federal banking regulations.
• Coordinating with internal and external auditors during audits.
• Supervision and development of accounting staff.

Financial Accounting/Financial Reporting:

• Ensure the accurate and timely preparation and review of financial statements and Board reports in accordance with GAAP; includes review of underlying support for completeness and accuracy.
• Prepare the regulatory call reports and FRY reports, and maintain regulatory capital ratios.
• Ensure all balance sheet accounts have been reconciled and proper documentation is maintained; follow-up on any outstanding suspense items.
• Oversee daily operations of the accounting department including but not limited to the
  preparation or review of general ledger entries for cash management, investment securities, CECL, lease accounting, payroll, fixed-asset depreciation, prepaid and accrued expenses, Bancorp consolidation, and equity transactions.
• Lead the monthly financial close including timely recording of journal entries, reconciliations, and preparation of financial statements.
• Maintain cash management of borrowings, pledging, and collateral, including federal reserve and FHLB accounts.
• Work with outsourced tax preparers on the tax provision and return
• Comply with local, state, and federal government reporting requirements for 1099 and other tax filings.
• Author technical memos on new transactions and stay abreast of new accounting pronouncements and regulatory accounting changes.
• Maintain a documented system of accounting policies and procedures including appropriate internal controls over financial reporting.
• Coordinate with external audit and ensure delivery of audit requests.
• Collaborate with other members of the finance department to complete the annual budget process and monthly updates.
• Work with other departments to improve efficiency and standardize processes to enhance functions in the accounting department. 

Supervisor Responsibilities:

• Provide adequate oversight of direct reports to ensure their success in accomplishing their objectives and goals.
• Assist in the development, training, and education of direct reports.
• Critically review journal entries and transactions.
• Responsible for managing the accounting staff’s completion of monthly and quarterly close activities through effective delegation, monitoring and review.

Qualifications:

• Bachelor's degree in accounting or finance.
• Minimum of 6 years of relevant work experience, including community bank and public accounting experience.
• Minimum of 3 years of supervisory experience including developing junior staff and managing staff workload.
• Certified Public Accountant (CPA) license is required.
• Requires broad knowledge of accounting principles and practices within the financial services industry including a strong technical knowledge of U.S. GAAP.
• Bank regulatory reporting experience required.
• Advanced proficiency with Microsoft applications, primarily Excel. Experience with Fiserv is highly desirable.
• Must have strong quantitative and verbal/written communication skills.
• Must have the ability to handle multiple projects simultaneously to meet deadlines.
• Demonstrated knowledge and experience researching and documenting the accounting treatment of issues.
• Strong analytical, problem-solving, and strategic-thinking skills with a forward-looking focus.

APPLY NOW  Please attach your resume and include any additional information you would like to be considered.

Central Operations Specialist

Status: Non-Exempt, Full-time.

Pay Rate: Commensurate with experience.

Reports to: Central Ops Manager.

Locations: Riverside

C3bank NA, a premier business and commercial real estate bank located in Encinitas, CA with over $750 million in assets seeking a Central Ops Manager, Riverside location. Our culture is built on a foundation of customer service as we Connect stories, Create the future, and Cultivate relationships. Internally our employees strive to support our customers through a high degree of integrity, strong work ethic, knowledge of bank products and services while working as a team and promoting togetherness and a supportive culture. C3bank fosters a great working culture for employees to grow and flourish.

Job Summary:

Under the direction of the Central Operations Manager, the Central Operations Specialist will assist in operational and payment functions, to provide support to the offices and customers of the Bank. The Central Operations Specialist has basic knowledge of the products and services designed for business and consumer customers and has the knowledge to perform routine tasks independently in a timely manner with general guidance from supervisor/manager. All employees should embrace C3bank’s mission statement and incorporate it into their daily interactions.

Duties and Responsibilities:

• Understands wire processing flow as it relates to domestic, international and Foreign Currency (FX).
• Prepare and input wires with the highest degree of accuracy into primary and back-up wire systems.
• Conduct outgoing wire callbacks.
• Review and perform OFAC reviews.
• Knowledgeable and familiar with wires processing systems, such as Fiserv WireXchange or Fedline Advantage.
• Reconcile wire activity, daily.
• Incoming and outgoing large return notification.
• Return Item processing.
• Prepare and accept Courier bags and US mail.
• Distribute daily customer notices.
• Other duties as assigned by supervisor/manager.

Additional Responsibilities:

• Provide great service to internal and external customers.
• Completion of required training assigned by due date.
• Comply with all C3bank Policy and Procedures.
• Duties will be conducted in accordance with all regulatory requirements including those specified in C3bank’s Policies and Procedures

Education, Skills, And Experience Requirements:

• The specific minimum competencies (education and experience) required to perform this job successfully. An individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the minimum knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• Minimum of 1 or 2 years of back-office banking experience.
• Good organization skills.
• Detail oriented.
• Excellent time management, multi-tasking and communication skills.
• Ability to prioritize and identify responsibilities requiring immediate attention.
• Must be able to work in a team environment.
• Knowledge of basic math and problem solving.
• Ability to operate a computer.
• Proficient in Microsoft Word and Excel.
• Knowledge of banking applications and operations; preferably Fiserv and their ancillary software.
• Ten-key by touch.
• Must have a high school diploma or equivalent.
• Adherence to the Bank Secrecy Act and Anti-Money Laundering rules and regulations, observing economic sanctions by prohibiting transactions as specified by the Office of Foreign Asset Control (OFAC), following the bank’s customer identification program (CIP) rules, observing all Bank policies and procedures relating to BSA, OFAC, CIP, and related acts, and participation in ongoing related training.

Physical Demands:

• The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  This position involves walking, talking, hearing, writing, using hands to handle, feel or operate objects, tools or controls, and reaching with hands and arms and required to sit for long periods.

  Vision is required to read documents, reports, computer screens and include close vision and the ability to adjust focus.

  The individual in this position may be required to push, pull, lift and/or carry up to 25 pounds.

  The noise level in the work environment is usually moderately quiet.

APPLY NOW  Please attach your resume and include any additional information you would like to be considered